News

Here, you can discover news articles and/or blog posts that we find relevant to us, and what you may find interesting. Feel free to come back to our site and read the latest entries as we will always seek to update this page regularly.

How to get a mortgage with only one year's tax return

Thursday 5th July 2018

Self-employment has risen from 3.3 million to 4.8 million since 2014, fuelled by a mix of the autonomy gained by working for yourself, the appeal of of a high earning potential, and side-gigs turning into full-time job. As a new business owner, you'll already be beaming with excitement, but that feeling can fade if you decide you'd like to buy your own home but realise that it's not as straightforward for entrepreneurs as it is for employees. When purchasing a house, most lenders require two full accounting periods to pass and be reconciled before they are willing to lend to you. So depending on when you actually file your tax return, this could seriously affect your ability to obtain a mortgage…

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Can you really get a buy-to-let mortgage with no minimum income?

Thursday 5th July 2018

Becoming a homeowner is exciting. You can paint the walls whichever colour you like and hammer nails into the wall without the worry of being charged fees by your landlord. After a few years of homeownership, you may even fancy becoming a landlord yourself but the prospect of investing in a second property to rent out when you are on a tight income can seem daunting, and the idea of owning a buy-to-let property with no current income can seem impossible. Luckily for you, Your Mortgage Broker Cardiff can assist you whilst you are on your journey to becoming a landlord. Our buy-to-let service can be specifically tailored to those on lower incomes or those with no income at all. How can…

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